Fee Schedule
Rates
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FEE SCHEDULE
FEES AND CHARGES. The following fees and charges may be assessed against your account:
Check printing fees vary by the style of check ordered.
An overdraft fee of $30.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, ATM withdrawal, or other electronic means.
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Photocopies (per page)
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$0.25
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Fax (per request)
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$2.00
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Money Order
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$5.00
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Cashier's Check
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$5.00
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Replacement ATM/Debit Card
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$10.00
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Telephone Transfer Fee (Employee Assisted)
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$2.00
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Account Activity Printout (Snapshot)
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$2.00
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Statement (Prior month, Special)
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$6.00
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Sweep Protection Transfer
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$10.00
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Overdraft Fee-Per Day Maximum Fee $240 (Business accounts unlimited)
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$30.00
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Non-Sufficient Funds Fee-Per Day Maximum Fee $240 (Business accounts unlimited)
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$30.00
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Stop Payment
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$30.00
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Account Research (Per hour + $0.50 per copy)
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$20.00
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Account Balancing Assistance (Per hour after one hour)
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$12.50
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Outgoing Domestic Wire
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$30.00
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Outgoing International Wire
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$55.00
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Incoming Domestic Wire
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$10.00
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Incoming International Wire
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$10.00
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Night Deposit Zipper Bag
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$5.00
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Night Deposit Locking Bag
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$25.00
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Safe Deposit Box Drilling
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$150.00
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Safe Deposit Box Duplicate Key
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$25.00
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Safe Deposit Box Late Fee (Assessed monthly after 30-Day grace period)
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$5.00
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Dormant Account Fee*
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$5.00
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Garnishment/Levy
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$100.00
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Christmas Club Withdrawal
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$5.00
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Returned Mail Fee (Per statement cycle)
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$5.00
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ACH Reject/Deposit Correction
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$5.00
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Return Deposit Item
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$5.00
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Check Collection - Minimum Fee
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$100.00
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ZBA/TBA - Initial (Per Statement Cycle)
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$25.00
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ZBA/TBA - Each Subsequent after Initial (Per Statement Cycle)
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$10.00
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One Way Sweep Loan (Per Statement Cycle)
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$100.00
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Two Way Sweep Loan (Per Statement Cycle)
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$200.00
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Foreign Currency Fee - Minimum Fee
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$22.50 |
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Check Cashing Fee-Check Not On Us**
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5% of Amount of Check or a Minimum Fee of $10.00
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* An account is dormant if no deposits or withdrawals have been made to the account for 365 days for checking and savings accounts. This fee is charged at each statement cycle.
**Customers must maintain an average balance of $25.00 in their account to avoid a fee.
Effective 11/19/2022
Rates Effective February 21, 2024.
Current rates for our products are listed below. Not all rates are listed here, more options are available. For other rates, please call us at (844) 661-0056 or visit one of our branches.
Certificate of Deposit (CD)
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6 Month
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12 Month
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24 Month
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Annual Percentage Yield
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Interest Rate
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Annual Percentage Yield
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Interest Rate
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Annual Percentage Yield
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Interest Rate
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5.00%
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4.91%
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5.05%*
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4.96%*
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4.25%
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4.18%
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Minimum balance to open a CD is $1,000.
The annual percentage yield (APY) assumes interest will remain for the term of the CD. Interest is compounded and credited to the CD quarterly. A withdrawal of interest will reduce earnings. A penalty may be imposed for early withdrawals. The annual percentage yield and Interest rate are subject to change.
See Disclosure for complete terms and conditions.
Checking Accounts
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Account
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Minimum Balance
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Annual Percentage Yield
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Interest Rate
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Club Checking
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$1,000
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0.25%
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0.25%
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Minimum balance to open a Club Checking is $100.
Checking accounts have a variable annual percentage yield and interest rate, subject to change. Interest is compounded and credited to the Club Checking monthly. Fees could reduce earnings on the account.
Transaction limitations apply. See Disclosure for complete terms and conditions.
Savings Accounts
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Account
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Minimum Balance
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Annual Percentage Yield
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Interest Rate
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Personal Savings
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$100
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0.25%
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0.25%
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Minimum balance to open a Personal Savings is $100.
Savings accounts have a variable annual percentage yield and interest rate, subject to change. Interest is compounded and credited to Personal Savings quarterly. Fees could reduce earnings on the account.
Transaction limitations apply. See Disclosure for complete terms and conditions.
Money Market Savings Account
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Account
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Minimum Balance
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Annual Percentage Yield
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Interest Rate
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Money Market Savings
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$0 - $2,499.99
$2,500.00 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 - $499,999.99
$500,000.00 - $999,999.99
$1,000,000.00 - $2,499,999.9
≥ $2,500,000.00
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2.03%
2.23%
2.28%
2.39%
2.53%
2.59%
2.74%
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2.01%
2.21%
2.26%
2.36%
2.50%
2.56%
2.71%
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Minimum balance to open a Money Market Savings is $2,500.
Money Market Savings accounts have a variable annual percentage yield and interest rate, subject to change. Interest is compounded and credited to Money Market Savings monthly. Fees could reduce earnings on the account.
Transaction limitations apply. See Disclosure for complete terms and conditions.