Personal Lending


Our local decision making gives you the responsiveness and financial support you deserve when it’s time to borrow. We offer flexible repayment options and competitive rates with knowledgeable guidance from a local lender who cares. Give us a call or come by any Generations Bank office.

New Home Loans

New Home Construction Loans

We simplify the process of borrowing for new home construction with a team to help you transition from a construction loan to permanent financing. During the construction period we offer interest only payments for land, labor and materials. When construction is completed, we seamlessly help you with the right mortgage loan for your needs.



Home Equity Loans and Home Equity Lines of Credit (HELOC)

Home Equity loans and lines of credit allow you to borrow on the equity of your home. These loans are tied to the value of a home you already own and can be used for just about anything.  Your home equity line of credit has a borrowing limit you can reuse over time, and you don’t make payments until you borrow the money. Your home equity loan provides cash for the equity you’ve built up.


Mortgage Loans

Mortgage Loans

Our mortgage experts are knowledgeable, local and passionate about matching you with the mortgage that is right for you. Generations Bank offers a full range of lending solutions to get you home faster.

Go to our Mortgage Center


Mortgage Refi Loans

Mortgage Refinancing

Many borrowers can benefit by refinancing an existing mortgage. Refinancing can provide options for switching from an adjustable-rate to a fixed-rate loan, converting to a shorter term to reduce your interest expense over time, or converting your FHA loan to a conventional loan. We’re here to provide guidance to help you make the best decision.


Investment Property Loans

Second Residence/Vacation Homes

Dreaming of a vacation home on the beach? Generations Bank offers second residence home loans to help make your dreams come true. Our local lenders are ready to guide you every step of the way.


Auto Loans

Automobile Loans – New or Used

Your next set of wheels is ready to roll, whether you purchase a new or used vehicle from an individual or dealership.


Boats and RV Loans

Boats & Recreational Vehicles

We’re here to help you enjoy a day on the lake or a road trip with your camper, travel trailer or motor home.


Personal Unsecured Loans

Personal Unsecured Loans

Your good credit opens doors to borrowing for an unexpected expense or a once in a lifetime opportunity.

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